General Terms and Conditions of Use

These General Terms and Conditions of Use (“Terms”) apply to your access to and use of this website and all websites owned or operated by Rayls Group (collectively referred to as “Rayls,” “we,” or “us”), as well as to all infrastructures, software, products, and services made available or offered by Rayls, whether accessed directly or indirectly.

By using any of the above, you agree to be bound by these Terms, whether personally or on behalf of an entity (“you”, “your”, “user”). If you do not accept them or disagree with any of their provisions, you must not use our websites or services.

Supplemental terms and conditions or documents that may be posted on the website from time to time are hereby expressly incorporated herein by reference.

You are solely responsible for complying with all laws, rules, regulations and requirements of the jurisdiction in which you reside that may be applicable to your use of the Rayls websites, infrastructures, or services (“Website” or “Services”).

Risk Warning

As with any asset, the value of digital assets can fluctuate significantly and there is a material risk of economic loss when buying, selling, holding or investing in digital assets. You should therefore consider whether trading or holding digital assets is suitable for you in light of your financial circumstances. We have no fiduciary relationship or obligation to you in connection with any activities you undertake in Rayls network.

1. About Us

We are Rayls.

If you have any questions about the Website, please contact us:

· By sending an e-mail to info@rayls.com; or

· By filling in and sending the online contact form available at www.rayls.com

2. Access

The features of this Website that are free to access are for information purposes only. Any content is provided for your general information purposes only and has not been tailored to your specific needs or circumstances. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied upon for any purpose. We grant you a personal, non-exclusive, non-transferable, revocable and temporary license to use the Website, for non-commercial purposes and solely in accordance with these Terms and “Applicable Laws”.

The materials appearing on our Website could include technical, typographical, or photographic errors. Our Website does not warrant that any of the materials contained therein are accurate, complete or current. We may make changes to the materials contained on our Website at any time without notice. However, we do not make any commitment to update the materials contained in the Website.

We may suspend or terminate access to or availability of the Website at any time.

We may change any part of the Terms at any time. You can always check our latest version of the Terms here and when it was last modified by checking the "Last Updated" date at the bottom of the Terms. It is your responsibility to periodically review the Terms to stay informed of updates. You waive any right to receive specific note of each new change.

The Website may also contain links to third parties’ websites. The inclusion of any link does not imply our endorsement of any third party’s website. Use of any such linked website is at the user's own risk.

3. Eligibility

The information provided on the Website is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Website from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

To use our Website and Services you:

(i) must be at least 18 years old or have reached the age of legal majority in your jurisdiction to use this Website and any related services, infrastructures, or tools offered by us. If you are under the age of majority, you may only use the Website or our Services under the supervision of a parent or legal guardian who agrees to be bound by these Terms. If you are a parent or legal guardian of a user under the age of 18 (or the age of legal majority), you agree to be fully responsible for the acts or omissions of such user in relation to the Service.

(i) must not be located, incorporated, otherwise established in, a citizen of, or resident of, or have business operations in a jurisdiction where it would be illegal under Applicable Law for you to access or use the Services.

By using our Website or any of our services, you represent and warrant that you meet these requirements.

4. Registration

Use of the Website may require registration, especially to access restricted areas of the Website or use the Services.

We are not obliged to allow anyone to register on the Website and we may refuse, terminate or suspend user registration at any time.

If we believe that there has been a breach of security or misuse of the Website through your account or use of your password, we may notify you and require you to change your password, or we may suspend or terminate your account.

5. User Rules of Conduct

As a user, you undertake not to:

· Violate copyrights, patents, trademarks, trade secrets or other intellectual property rights of Rayls or third parties, or rights of publicity;

· Use an anonymizing proxy, whether electronically, physically (i.e. using a PO Box as your address) or in any other way;

· Take any action that imposes an unreasonable or disproportionately large load on the Services, our infrastructure, our Websites, our software or our systems (including, any networks and servers used to provide any of the Services) operated by us or on our behalf;

· Use any viruses, Trojan horses, malware, worms or other computer programming routines that attempt to or may damage, disrupt, corrupt, misuse, adversely interfere with, surreptitiously intercept or expropriate, or gain unauthorized access to any system, data or information, the Services or attempt to gain unauthorized access to the Rayls Website or any related networks or systems;

· Use any robot, spider, other automatic device or manual process to monitor, access or extract data from, or copy the Rayls Website or its content without our prior written permission;

· Use any device, software or routine to bypass or circumvent our robot exclusion protocols, interfere with or disrupt, or attempt to interfere with or disrupt our infrastructure, our websites, software, systems (including any networks and servers used to provide any of the Services) operated by us or on our behalf, any of the Services or the use of any of the Services by other users;

· Copy, reproduce, communicate to third parties, alter, modify, create derivative works from, publicly display or design any content of the Rayls Website without our written consent or that of any applicable third party;

· Take any action that may cause us to lose any of the Services of our internet service providers, technology processors, or other suppliers or service providers;

· Attempt to impersonate another user or person;

· Use the Services as part of any effort com compete with us or otherwise use the Services and/or the content for any revenue-generating endeavor or commercial enterprise;

· Use the Services in a manner inconsistent with any applicable laws or regulations.

We reserve the right, but not the obligation, to monitor the Website for violations of the Terms. We may prevent or suspend your access to the Services if you fail to comply with our Terms or any Applicable Law at our own discretion. If we terminate or suspend your access to the Website for any reason, you are prohibited from attempting to access the Website under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your access, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

6. Intellectual Property

The Website and its contents (text, images, video, audio or any other multimedia content), including domain names, trademarks, software, source codes, databases or other information or materials uploaded to or accessible from the Website (Content) are our property or have been licensed to us, and are protected by international laws and treaties. Their use by third parties is prohibited unless expressly authorized.

You may not alter, distribute, publish, reuse, reverse engineer or disassemble the content or any part of it for public or commercial purposes. The use of the Website in breach of the provisions of these Terms and applicable legislation is prohibited, subjecting the offender to the consequences set out herein, without prejudice to compensation for damages.

7. Personal data

Any personal information you provide to us from the use of our Website, contact forms, or other interactions will be processed in accordance with our Privacy Policy and our Cookie Policy, which forms an integral part of these Terms.

We may engage third-party service providers (also known as data processors) to assist us in operating the Website, managing our infrastructure, analyzing traffic, or providing functionalities. These third parties may include cloud hosting infrastructures, analytics providers, customer support software, security tools, among others. As such, information submitted through this Website may be accessed and used by those third-parties according to their own policies (including Privacy Policy).

8. Disclaimer, Limitation and Exclusion of Liability

The materials on our Website are provided on 'as is' and as 'available' basis. We do not make any warranties, expressed or implied, regarding the content of the Website, and we hereby disclaim and deny all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, security, quality or any other user’s expectation in relation to the Website content. We will not be liable to you or any third party for any modification, suspension, or discontinuance of any or all of the Website. We cannot guarantee the Website will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Website, resulting in interruptions, delays, or errors.

The Website may contain hyperlinks or references to third-party advertising and websites other than the Website. We have no control over third party advertising or websites and accept no legal responsibility for any content, material or information contained therein. Your use of a third party website may be governed by the terms and conditions of that third party website and is at your own risk.

TO THE MAXIMUM EXTENDED PERMITTED BY LAW, RAYLS, NOR ANYONE ASSOCIATED TO RAYLS, WILL NOT BE LIABLE TO ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE SITE OR SERVICE, INCLUDING, BUT NOT LIMITED TO INDIRECT, INCIDENTAL, PUNITIVE, EXEMPLARY OR SPECIAL OR CONSEQUENTIAL DAMAGES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY THE WEBISTE, INCLUDING ITS CONTENT OR ANY SERVICES OBTAINED THROUGH THE WEBSITE, OR FROM RELYING THAT THE WEBSITES WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE WEBSITES OR THE SERVER(S) THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

IF YOU ARE DISSATISFIED WITH THE SERVICES, YOU AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY SHALL BE FOR YOU TO DISCONTINUE YOUR USE OF THE SERVICES.

WE RESERVE THE RIGHT TO CLAIM DAMAGES FOR ANY LOSS OR DAMAGE CAUSED BY THE USER'S MISUSE OF THE WEBSITE AND OTHER ACTS IN BREACH OF “APPLICABLE LAWS”.

9. Final Provisions

Any omission by either party to comply with these Terms shall constitute tolerance and shall not constitute a waiver, novation, alteration or modification of the contractual clauses.

If any of the provisions of these Terms are declared invalid or unenforceable, the others shall not be affected and shall remain in effect.

These terms shall be read in conjunction with the Website Cookies Policy and our Privacy Notice, as well as the Disclaimer.

To the extent permitted by “Applicable Laws”, these terms and conditions are governed by and construed in accordance with the laws of British Virgin Islands, and you irrevocably submit to the exclusive jurisdiction of the courts in that jurisdiction.

Last updated: June 08th, 2025.